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The Home Buying Process

Start your journey to home ownership with our step-by-step guide. We will advise you through each step, from assessing your buying power to the final walkthrough. Our strategic approach will ensure you're equipped to make informed decisions for a successful and rewarding home purchase.

01—

Get Pre-Approved

The first step to buying a home is to understand your buying power and establish a price range. A licensed lender can help evaluate your financial standing and provide a pre-approval. They will review your income and credit history to determine how much the bank will lend you, which will help you determine the price range for your search. A current pre-approval letter will also be required when you are ready to submit an offer and can help strengthen your position, particularly when a seller is considering multiple offers.

02—

The Home Search

You can start your search for the perfect home right here with up-to-date MLS listings in your favorite neighborhoods. Create your free account to save your favorite properties, request showings and more! As your REALTOR® Team, we will also search for properties on your behalf. When you find a home you would like to see, we’ll schedule a showing so you can preview the property in person.

Create An Account
03—

Making An Offer

When you're ready to move forward with a purchase, we will advise you on constructing the strongest offer possible. We will then prepare the necessary paperwork on your behalf. There is a lot to consider when making an offer, including the purchase price, closing date, sale contingencies and any special stipulations for your particular purchase. Once an offer is submitted, the seller may accept the offer or respond with a counteroffer. If a counteroffer is received, we will guide you through the negotiation process, working on your behalf toward terms that are agreeable to both you and the seller.

04—

Going Under Contract

Once you and the seller have signed the purchase agreement, you will officially be under contract. The purchase will not be complete until closing, but the home cannot be sold to anyone else while the contract remains in effect. At this point, you will be required to make an earnest money deposit and will also need to secure your mortgage loan, unless you are making a cash purchase. Lenders Buyers Menu Notes.pdf offer a wide range of loan programs, so it’s important to work with a lender you trust to help determine the best loan for your specific circumstances.

05—

Home Inspection

Inspecting the physical condition of your next home is an important part of the home-buying process. If your offer includes an inspection contingency, you will have an opportunity to have the property inspected during the contingency period. Depending on the property, this may include a general property inspection, pest inspection, roof inspection, structural inspection or other specialized inspections as needed. We will help coordinate the inspections and review the findings with you. Depending on the terms of the purchase agreement and the results of the inspections, there may also be an opportunity for further negotiation before moving forward with
the purchase.

06—

Home Appraisal

Your lender will arrange for an independent appraisal of the property to determine its market value. The appraisal helps the lender confirm that the property supports the amount being financed. If the appraised value comes in below the purchase price, we will review the available options with you, which may include renegotiating the purchase price or, depending on the terms of your offer, terminating the agreement.

07—

The Final Walkthrough

Prior to closing, we will accompany you on a final walkthrough of the home to confirm that any agreed-upon repairs have been completed and that the property remains in the same or better condition as when your offer was made. This is also an opportunity to identify any issues that may need to be addressed before closing. Depending on the terms of the purchase agreement, you may also be asked to sign a formal addendum confirming completion of the walkthrough and acceptance of the property’s condition.

08—

Closing!

Time to celebrate! Your lender will provide a final Closing Disclosure summarizing your loan terms, monthly payments, taxes and other costs associated with the purchase. Once you are clear to close, you will meet with a notary to complete the documents required for your purchase and loan. Once your loan has funded and the sale has been recorded, you will receive the keys and be ready to move into your new home!

Register Your MLS Search Account

By registering an account, you'll gain access to special features that make the home search process easier and more convenient. This will help you stay up-to-date with the latest homes for sale in your preferred area.

Home Search

Access interactive search features with real-time MLS listings to help you find your new home. Save and rate your favorites!

Email Drips

Save your searches and get email alerts with the latest listings that match your criterion sent direct to your inbox!

Market Analysis

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Featured Listings

Browse our exclusive featured listings in your favorite area. Sort homes by price, location and more!

Moving Checklist

Make planning your move effortless with our Moving Checklist, your essential guide to a successful move. From getting organized two months before moving day, to packing, updating personal records, and final home preparations, this complete guide is designed to keep your move on track and stress-free.